We cut out unnecessary paperwork and delays with lending that's fast, simple, and built around you.
Will definitely be recommending MONEYME to friends and family!
Quick and efficient service, will definitely be recommending MONEYME to friends and family!
Jack
Oct 15, 2025
Quick, easy and hassle free!
Quick, easy and hassle free! I was pleasantly surprised how easy the process was. Also being able to make extra repayments and payout the loan early without penalty, is a big bonus. Recommended!
Linda
Sep 27, 2025
Easy to deal with.
Easy to deal with and open about the odds and ends of the deal on the purchase. I will continue using MONEYME for any future purchases for the simple reason of not having to deal with all the issues the big banks have with a purchase. Great work Eujin.
Leslie
Sept 26, 2025
Super fast and easy application.
Excellent Customers service, super fast and easy application with the response within hrs.
Consumer
Sep 18, 2025
Approval was fast and even the car dealership was blown away.
Approval was fast and even the car dealership was blown away by the speed and ease of dealing with MONEYME. I had my new car in no time! Highly recommend!
Nichole
Sep 13, 2025
MONEYME is one of the best finance companies I've ever gone through.
MONEYME is one of the best finance companies I've ever gone through great people and what a fantastic service they provide. MONEYME definitely goes above and beyond to satisfy their customers, thank you so much I would highly recommend MONEYME to anyone Australia wide.
Trinity
Sep 10, 2025
Great rate and helpful people making this purchase smooth and easy.
A fantastic experience of getting the right finance for my new vehicle. No fuss, no problems, a fast and easy solution with a great rate and helpful people making this purchase smooth and easy.
Shaz
July 10, 2025
Very Happy!! MONEYME finance was so easy to work with.
They made the whole experience from start to finish stress free and simple for me to understand which was exactly what I needed. They were just so quick and efficient, the only waiting was with the car yard itself. I would use MONEYME again. I highly recommend them to anyone wanting quick approval at a great rate with fantastic service.
Brooke
May 23, 2025
Overall great experience.
Super quick approval and great interest rate. Money was in the bank within minutes of me accepting the offer. Overall great experience.
Jodie
May 9, 2025
Very easy, seamless process.
Every part of the way i had ongoing communication and I knew where I was at every stage. I was able to sign all documents online. The contract was easy to read and understand. The app is very easy to navigate with a easy to find phone number if i ever need assistance.
Kerrin
May 21, 2025
Quick and easy to apply.
Great interest compared to other loans. No hidden costs. Fast and efficient.
Renay
Mar 7, 2025
A fantastic experience for getting the right finance from my new vehicle.
No fuss, no problems a fast and easy solution with a great rate and helpful people making this purchase smooth and easy.
Shaz
Jun 8, 2025
Easiest process.
MONEYME has been so easy to navigate the website and the app, always in contact every step of the application. They gave me a chance to get my family a new car. Great company, fair prices, 100%
Jade
Jan 13, 2025
Great for debt consolidation!
I have used MONEYME a few times as they are simple and efficient. Response time is super quick and the rates are competitive. I was on a crazy rate with a credit card company and used MONEYME to consolidate that debt and reduce my repayments.
EC
Jan 6, 2025
Professional fast service.
We had a wonderful experience with MONEYME, fast service and very professional, we will definitely be using them again!
Bianca
Jan 03, 2025
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Trusted by over 110,000 Aussies
Purpose-driven and responsible
At MONEYME, we're not just here to provide low rate loans - we're here to make a difference. We believe in providing smart, responsible lending that keeps you financially on track, whilst doing good for the planet.
As a Certified B CorporationTM we're big on sustainability. We hold ourselves accountable to the high standards of the B Corp movement, supporting renewable energy projects, doing our part for the community, and striving towards a greener future.
Supporting World Vision
We sponsor a child on behalf of every Australian employee. All of these children live in the same community in Uganda, called Busakira.
Charge and save
We've partnered with Evnex to give MONEYME Autopay customers discounted home EV chargers after purchasing an electric vehicle.*1
*Only available for eligible vehicles and applicants
Mitigating modern slavery
We are committed to keep improving our understanding and mitigation of modern slavery risks in our operations and supply chains.
Read more
Renewable energy in our offices
Reducing our environmental footprint to support Australia's path to Net Zero.
Ready to kick your goals?
Explore our impact
MONEYME acknowledges Aboriginal and Torres Strait Islander peoples as the first people and Traditional Custodians of the land and waterways throughout Australia. We recognise their continued connection to culture, community and Country, and pay our respects to Elders past and present. Learn more about our commitment here.
Copyright 2026 l MoneyMe Financial Group Pty Ltd l ABN 40 163 691 236 l Australian credit licence number 442218 | Credit criteria, fees, charges, terms and conditions apply.
A different kind of lender
No lock-in contracts, hidden fees or surprises – just flexible options that keep you in control.
Speak to a real person if you have questions, we usually answer calls in seconds.
We care about our social and environmental impact, and we're proudly B Corp Certified. To learn more click here.
Everything you need in one app
Apply in minutes and manage your account
wherever and whenever you need it.
Save time, every time. Check out faster with Apple Pay.
Apple Pay makes everyday purchases with your MONEYME card seamless. Whether you're making a morning coffee run or shopping for a pair of fresh new kicks. Just look for or the contactless symbol at check-out.
Save time, every time. Check out faster with Apple Pay.
Apple Pay makes everyday purchases with your MONEYME card seamless. Whether you're making a morning coffee run or shopping for a pair of fresh new kicks. Just look for or the contactless symbol at check-out.
Our business hours
Sydney/Melbourne time
Customers
Monday - Friday
8AM-7PM
Saturday
9AM-6PM
Sunday
Closed
Partners
Monday - Friday
8AM-5PM
Saturday & Sunday
9AM-3PM
About MONEYME
Customer support
Personal loans
Credit Cards
Legal
Privacy Policy
Credit Guide
Terms of Use
Responsible Lending
Complaints
Security Policy
Design and Distribution Obligations
Car loans
Debt consolidation
Renovation loan
*Loan terms range from 3 to 7 years. Annual Percentage Rates (APR) from 5.99% p.a. (comparison rate from 6.70%). The maximum APR is 25.60% p.a. (26.99% p.a. comparison rate). Representative example: a loan of $30,000 over 5 years with an interest rate of 9.44% p.a. (10.82% p.a. comparison rate) would require monthly repayments of $649.56, with total repayments of $38,973.48, including a $495 establishment fee and a $10 monthly fee. Rates displayed are for customers with an excellent credit history. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans.
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Terms and conditions
1. Subject to approval. MONEYME's unsecured personal loan interest rates range from 5.99% p.a. to 25.60% p.a. (comparison rate 6.70% p.a. to 26.99% p.a.). Rates are offered based on the individual borrower's credit assessment. In order to be approved you must meet MONEYME's credit criteria and responsible lending requirements. Fees, charges, terms and conditions apply.
2. Unsecured variable interest rates range from 5.99% p.a. to 25.60% p.a. (comparison rates 6.70% p.a. to 26.99% p.a. for a $30,000 with a 60 month term). Available loan terms are 36, 48, 60 or 84 months. Maximum repayment period is 84 months. Rates are based on your individual credit assessment.
3. Maximum APR: 25.60% p.a. (comparison rate 26.99% p.a. for a $30,000 loan with a 60 month term).
4. Comparison rates: our unsecured comparison rate of 6.70% is based on a variable rate personal loan of $30,000 over 5 years, for customers with an excellent credit history. WARNING: Comparison rates only apply to the example given. Different amounts and terms may result in different comparison rates. Costs, fees, charges (including government charges), and cost savings are not included in the comparison rate but may influence the cost of the loan.
5. An establishment fee of $395 applies to loans up to $15,000 and $495 to loans of $15,000 and over. Customers with an excellent credit history may be eligible for a $0 establishment fee. A $10 monthly fee applies to all personal loans. There are no early repayment fees.
Example loan. For customers with an excellent credit history, for an unsecured personal loan of $30,000 borrowed for 60 months with a variable interest rate of 5.99% p.a. (comparison rate 6.70% p.a.) the total amount you would need to repay would be $35,374 (made up of $30,000 in principal, $4,774 in interest, $600 in monthly fees and $0 in establishment fees).
