Personal loans up to $70,000
Bank-beating rates, speed & service
Check your interest rate, repayments and maximum loan amount in 90 seconds.
Variable rate from
5.99
% p.a.
Showing results for Personal Loan
With no impact to your credit score
Personalised rate
Check your rate and repayments before you apply
Start with an obligation-free quote
There’s no paperwork required and no impact to your credit score. Get all the important information you need before you apply.
Borrowing power
Calculate the maximum amount you can borrow
Eligibility check
Confirm you are eligible before you apply
Same day loans
If you proceed with your quote, we offer funding in as little as 60 minutes
With no impact to your credit score
Low rates that beat the banks
Get a better a deal with our bank-beating rates.
Need a loan for something else?
Wonderful experience and efficient service
Quick turnaround in terms of the loan application outcome. Had great experience with MoneyMe as this is my second time with the company
Approved in 24 hrs
Excellent service experience on all 3 occasions. Response within 24 hours each time. I would recommend them 100 percent on all levels of customer service and rates are very reasonable.
Quick, flexible and affordable
Money me were amazing. They provided constant feedback as to the status of my loan application and were quick, flexible and extremely affordable.
Easiest process
MoneyMe has been so easy to navigate the website and the app, always in contact every step of the application. They given me a chance to get my family a new car. Great company, fair prices, 100%
Professional fast service
We had a wonderful experience with Moneyme, fast service and very professional, we will definitely be using them again!
Thanks moneyme!
What an easy process! Was so quick from request for documents to check our credentials to actual approval of the loan was all completed within 48 hours. Thanks so much guys!
Excellent company with incredible rates, processes and overall products.
Streamlining a simple process for both consumer and commercial, making life for us broker's much easier.
Deserves a 5 star rating.
Great experience, got loan approved in no time and the app is also quite easy and simple to use.
The turn around time was incredibly fast and a completely stress free process.
Using MoneyMe was the quickest and most efficient process in securing our newest vehicle.
Simply the best.
Transparent process , good rate , good customer service and flexible repayment.
Easy process, professional advice and assistance.
Excellent experience. Thanks!
Fast quick and easy with a low interest rate.
Can't fault them. Great experience.
Quick and easy process,
and unique offerings not widely available with other lenders
Awesome experience A++
Great customer service, very professional and accommodating.
A fantastic experience of getting the right finance from my new vehicle.
No fuss, no problems a fast and easy solution with a great rate and helpful people making this purchase smooth and easy
Quick and easy to apply.
Great interest compared to other loans. No hidden costs. Fast and efficient.
Everything you need in one app
Apply in minutes and manage your account
wherever and whenever you need it.
Low rates that beat the banks
Get a better a deal with our bank-beating rates.
Trusted by over 110,000 Aussies
With no impact to your credit score
Personal loan calculator
Simple terms. No hidden fees.
$0
Early repayment fee
Want to pay off early and save on interest? You can with us.
$10
Monthly fee
Simple, transparent pricing. Never any hidden extras.
$0-495
Establishment fee
$0 for excellent credit history. Otherwise, $395 for loans up to $15,000 or $495 for higher amounts.
3-7 years
Loan durations
Choose a repayment term that suits your lifestyle.
$70,000
Max loan amount
Choose your loan amount from $5,000 to $70,000.
With no impact to your credit score
Ready to get a quote?
Find out your rate and repayments in under 90 seconds
With no impact to your credit score
Award-winning lender
Copyright 2026 l MoneyMe Financial Group Pty Ltd l ABN 40 163 691 236 l Australian credit licence number 442218 | Credit criteria, fees, charges, terms and conditions apply.
MONEYME / Performance / Personal loan
*Loan terms range from 3 to 7 years. Annual Percentage Rates (APR) from 5.99% p.a. (comparison rate from 6.70%). The maximum APR is 25.60% p.a. (26.99% p.a. comparison rate). Representative example: a loan of $30,000 over 5 years with an interest rate of 9.44% p.a. (10.82% p.a. comparison rate) would require monthly repayments of $649.56, with total repayments of $38,973.48, including a $495 establishment fee and a $10 monthly fee. Rates displayed are for customers with an excellent credit history. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans.
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Terms and conditions
1. Subject to approval. MONEYME's unsecured personal loan interest rates range from 5.99% p.a. to 25.60% p.a. (comparison rate 6.70% p.a. to 26.99% p.a.). Rates are offered based on the individual borrower's credit assessment. In order to be approved you must meet MONEYME's credit criteria and responsible lending requirements. Fees, charges, terms and conditions apply.
2. Unsecured variable interest rates range from 5.99% p.a. to 25.60% p.a. (comparison rates 6.70% p.a. to 26.99% p.a. for a $30,000 with a 60 month term). Available loan terms are 36, 48, 60 or 84 months. Maximum repayment period is 84 months. Rates are based on your individual credit assessment.
3. Maximum APR: 25.60% p.a. (comparison rate 26.99% p.a. for a $30,000 loan with a 60 month term).
4. Comparison rates: our unsecured comparison rate of 6.70% is based on a variable rate personal loan of $30,000 over 5 years, for customers with an excellent credit history. WARNING: Comparison rates only apply to the example given. Different amounts and terms may result in different comparison rates. Costs, fees, charges (including government charges), and cost savings are not included in the comparison rate but may influence the cost of the loan.
5. An establishment fee of $395 applies to loans up to $15,000 and $495 to loans of $15,000 and over. Customers with an excellent credit history may be eligible for a $0 establishment fee. A $10 monthly fee applies to all personal loans. There are no early repayment fees.
Example loan. For customers with an excellent credit history, for an unsecured personal loan of $30,000 borrowed for 60 months with a variable interest rate of 5.99% p.a. (comparison rate 6.70% p.a.) the total amount you would need to repay would be $35,374 (made up of $30,000 in principal, $4,774 in interest, $600 in monthly fees and $0 in establishment fees).